:root {
  --navy: #071629;
  --navy-2: #0d2440;
  --cyan: #2ca9d2;
  --cyan-soft: #c8eff8;
  --lime: #9bd124;
  --paper: #f5f7f4;
  --ink: #0b1c2d;
  --muted: #5b6a74;
  --line: rgba(7, 22, 41, 0.14);
  --radius: 24px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--paper); color: var(--ink); font-family: "DM Sans", sans-serif; -webkit-font-smoothing: antialiased; }
body.menu-open { overflow: hidden; }
a { color: inherit; text-decoration: none; }
button, input, textarea, select { font: inherit; }
.skip-link { position: fixed; left: 16px; top: -80px; z-index: 1000; background: white; padding: 12px 18px; border-radius: 8px; }
.skip-link:focus { top: 16px; }
.site-header { position: fixed; z-index: 100; top: 0; left: 0; right: 0; height: 86px; display: flex; align-items: center; justify-content: space-between; padding: 0 clamp(22px, 4vw, 68px); color: white; border-bottom: 1px solid rgba(255,255,255,.12); transition: .35s ease; }
.site-header.scrolled { height: 72px; background: rgba(7,22,41,.88); backdrop-filter: blur(20px); }
.brand { display: inline-flex; align-items: center; gap: 11px; }
.logo-brand { display: inline-flex; width: clamp(148px, 13vw, 190px); padding: 7px 10px; border-radius: 8px; background: rgba(255,255,255,.96); box-shadow: 0 16px 34px rgba(0,0,0,.08); }
.logo-brand img { display: block; width: 100%; height: auto; }
.brand-mark { width: 32px; height: 38px; color: var(--cyan); flex: none; }
.brand span { display: grid; line-height: 1; }
.brand strong { font: 700 23px/1 "Manrope", sans-serif; letter-spacing: -.04em; }
.brand small { margin-top: 4px; font-size: 10px; letter-spacing: .08em; opacity: .74; }
.desktop-nav { display: flex; align-items: center; gap: 30px; font-size: 13px; font-weight: 600; }
.desktop-nav a { position: relative; opacity: .8; }
.desktop-nav a::after { content: ""; position: absolute; left: 0; right: 100%; bottom: -8px; height: 2px; background: var(--lime); transition: .25s; }
.desktop-nav a:hover { opacity: 1; }
.desktop-nav a:hover::after { right: 0; }
.button { display: inline-flex; justify-content: center; align-items: center; gap: 24px; min-height: 56px; padding: 0 24px; border: 0; border-radius: 999px; background: var(--lime); color: var(--navy); font-weight: 700; cursor: pointer; box-shadow: 0 14px 34px rgba(155,209,36,.18); transition: transform .25s, box-shadow .25s, background .25s; }
.button:hover { transform: translateY(-2px); box-shadow: 0 18px 42px rgba(155,209,36,.28); background: #a9df33; }
.button-small { min-height: 42px; padding: 0 19px; font-size: 12px; gap: 8px; }
.hero { min-height: 100svh; position: relative; display: flex; align-items: center; overflow: hidden; background: var(--navy); color: white; padding: 120px clamp(22px, 8vw, 130px) 70px; }
#flock { position: absolute; inset: 0; width: 100%; height: 100%; opacity: .7; }
.hero-grid { position: absolute; inset: 0; background-image: linear-gradient(rgba(255,255,255,.035) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.035) 1px, transparent 1px); background-size: 72px 72px; mask-image: linear-gradient(to bottom, transparent, black 25%, black 75%, transparent); }
.hero-orb { position: absolute; border-radius: 50%; filter: blur(1px); pointer-events: none; }
.hero-orb-one { width: 650px; height: 650px; right: -250px; top: 10%; background: radial-gradient(circle, rgba(44,169,210,.18), transparent 68%); }
.hero-orb-two { width: 400px; height: 400px; left: 35%; bottom: -240px; background: radial-gradient(circle, rgba(155,209,36,.13), transparent 66%); }
.hero-content { position: relative; z-index: 2; max-width: 1100px; width: 100%; }
.eyebrow, .section-kicker { display: flex; align-items: center; gap: 12px; text-transform: uppercase; letter-spacing: .16em; font-size: 11px; font-weight: 700; color: var(--cyan); }
.eyebrow span { display: inline-block; width: 7px; height: 7px; border-radius: 50%; background: var(--lime); box-shadow: 0 0 0 7px rgba(155,209,36,.12); }
.hero h1 { max-width: 1000px; margin: 26px 0 24px; font: 600 clamp(48px, 6.4vw, 96px)/.98 "Manrope", sans-serif; letter-spacing: -.06em; }
.hero h1 em { color: var(--cyan); font-style: normal; }
.hero-copy { max-width: 650px; margin: 0; color: rgba(255,255,255,.7); font-size: clamp(17px, 1.45vw, 22px); line-height: 1.55; }
.hero-actions { display: flex; align-items: center; gap: 28px; margin-top: 36px; }
.text-link { display: inline-flex; gap: 10px; font-size: 14px; border-bottom: 1px solid rgba(255,255,255,.26); padding: 8px 0; }
.hero-proof { display: flex; gap: clamp(22px, 4vw, 56px); margin-top: 70px; padding-top: 26px; border-top: 1px solid rgba(255,255,255,.12); max-width: 980px; }
.hero-proof div { display: flex; gap: 15px; align-items: flex-start; min-width: 0; }
.hero-proof strong { color: var(--lime); font: 700 13px "Manrope"; padding-top: 3px; }
.hero-proof span { color: rgba(255,255,255,.78); font: 700 clamp(19px, 1.6vw, 24px)/1.16 "Manrope"; letter-spacing: -.02em; }
.scroll-cue { position: absolute; right: clamp(22px, 4vw, 68px); bottom: 34px; z-index: 3; display: flex; align-items: center; gap: 10px; color: rgba(255,255,255,.4); font-size: 9px; letter-spacing: .16em; text-transform: uppercase; writing-mode: vertical-rl; }
.scroll-cue span { width: 1px; height: 54px; background: linear-gradient(white, transparent); animation: pulse 2s infinite; }
@keyframes pulse { 50% { opacity: .3; transform: translateY(5px); } }
.section-pad { padding: clamp(90px, 12vw, 170px) clamp(22px, 8vw, 130px); }
.intro { background: var(--paper); }
.intro-layout { display: grid; grid-template-columns: 1.35fr .65fr; gap: 10vw; margin-top: 26px; }
.intro h2, .coverage h2, .fit h2, .contact h2 { margin: 0; font: 600 clamp(42px, 5.4vw, 78px)/1.02 "Manrope"; letter-spacing: -.055em; }
.intro-copy { border-left: 1px solid var(--line); padding-left: 34px; color: var(--muted); line-height: 1.72; font-size: 17px; }
.intro-copy p:first-child { margin-top: 4px; color: var(--ink); }
.risk-story { position: relative; height: 300vh; background: var(--navy); color: white; }
.risk-sticky { position: sticky; top: 0; height: 100vh; min-height: 700px; display: grid; grid-template-columns: .9fr 1.1fr; overflow: hidden; }
.risk-copy { align-self: center; padding: 100px 5vw 60px 8vw; }
.section-kicker.light { color: var(--cyan); }
.risk-copy h2 { max-width: 590px; margin: 24px 0 54px; font: 600 clamp(42px, 5vw, 74px)/1.02 "Manrope"; letter-spacing: -.055em; }
.risk-steps { display: grid; gap: 5px; max-width: 570px; }
.risk-step { display: grid; grid-template-columns: 42px 1fr; gap: 16px; padding: 15px 0; opacity: .25; transition: .55s ease; border-top: 1px solid rgba(255,255,255,.13); }
.risk-step.active { opacity: 1; }
.risk-step > span { font-size: 10px; color: var(--lime); padding-top: 4px; }
.risk-step h3 { margin: 0 0 6px; font: 600 18px "Manrope"; }
.risk-step p { margin: 0; color: rgba(255,255,255,.6); line-height: 1.5; font-size: 13px; }
.risk-visual { position: relative; display: grid; place-items: center; background: radial-gradient(circle at center, #163a59 0, #0c2239 48%, #071629 72%); }
.risk-visual::before { content: ""; position: absolute; width: 72%; aspect-ratio: 1; border-radius: 50%; border: 1px solid rgba(44,169,210,.18); box-shadow: 0 0 0 80px rgba(44,169,210,.03), 0 0 0 160px rgba(44,169,210,.02); }
.browser-card { position: relative; z-index: 2; width: min(74%, 660px); aspect-ratio: 1.28; background: rgba(6,19,34,.85); border: 1px solid rgba(255,255,255,.16); border-radius: 20px; box-shadow: 0 35px 100px rgba(0,0,0,.42); overflow: hidden; transform: perspective(900px) rotateY(-7deg) rotateX(3deg); transition: .8s cubic-bezier(.2,.8,.2,1); }
.browser-bar { height: 50px; display: flex; align-items: center; gap: 7px; padding: 0 18px; border-bottom: 1px solid rgba(255,255,255,.1); }
.browser-bar i { width: 7px; height: 7px; border-radius: 50%; background: rgba(255,255,255,.25); }
.browser-bar span { margin-left: 12px; color: rgba(255,255,255,.36); font: 10px monospace; }
.code-lines { display: grid; gap: 17px; padding: 58px 48px; }
.code-lines span { height: 7px; width: var(--w); background: linear-gradient(90deg, rgba(44,169,210,.65), rgba(44,169,210,.08)); border-radius: 9px; }
.error-line { position: absolute; left: 32px; right: 32px; bottom: 32px; display: flex; align-items: center; gap: 14px; background: rgba(255,77,91,.13); color: #ff8791; border: 1px solid rgba(255,77,91,.35); border-radius: 12px; padding: 13px 16px; font: 11px monospace; opacity: 0; transform: translateY(20px); transition: .5s; }
.error-line b { display: grid; place-items: center; width: 22px; height: 22px; border-radius: 50%; background: #ff5b68; color: white; }
.impact-wave { position: absolute; inset: 50%; border: 1px solid #ff5b68; border-radius: 50%; opacity: 0; }
.risk-label { position: absolute; z-index: 4; padding: 12px 15px; border: 1px solid rgba(255,255,255,.18); border-radius: 12px; background: rgba(7,22,41,.7); backdrop-filter: blur(10px); color: white; font: 600 10px "Manrope"; letter-spacing: .12em; opacity: 0; transform: translateY(12px); transition: .55s; }
.risk-label small { color: var(--lime); margin-left: 12px; }
.label-bug { top: 24%; left: 9%; }
.label-loss { top: 57%; right: 7%; }
.label-claim { bottom: 17%; left: 16%; }
.risk-story[data-stage="1"] .error-line, .risk-story[data-stage="2"] .error-line { opacity: 1; transform: none; }
.risk-story[data-stage="1"] .label-bug, .risk-story[data-stage="2"] .label-bug { opacity: 1; transform: none; }
.risk-story[data-stage="1"] .browser-card { transform: perspective(900px) rotateY(5deg) rotateX(-1deg) scale(.95); }
.risk-story[data-stage="2"] .browser-card { transform: perspective(900px) rotateY(0) rotateX(0) scale(.86); filter: saturate(.65); }
.risk-story[data-stage="2"] .label-loss, .risk-story[data-stage="2"] .label-claim { opacity: 1; transform: none; }
.risk-story[data-stage="2"] .impact-wave { animation: wave 1.7s infinite; }
@keyframes wave { from { inset: 50%; opacity: .6; } to { inset: -10%; opacity: 0; } }
.coverage { background: white; }
.coverage-heading { display: grid; grid-template-columns: 1.2fr .55fr; gap: 10vw; align-items: end; margin-bottom: 70px; }
.coverage-heading h2 { margin-top: 22px; }
.coverage-heading > p { color: var(--muted); line-height: 1.7; margin: 0; font-size: 15px; }
.coverage-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.coverage-card { min-height: 330px; padding: 28px; border: 1px solid var(--line); border-radius: var(--radius); display: flex; flex-direction: column; background: #f7f9f8; transition: transform .35s, box-shadow .35s; }
.coverage-card:hover { transform: translateY(-6px); box-shadow: 0 24px 60px rgba(7,22,41,.09); }
.coverage-card.feature { grid-row: span 2; min-height: 674px; background: var(--cyan-soft); }
.coverage-card.dark { background: var(--navy); color: white; border-color: var(--navy); }
.coverage-card.lime { background: var(--lime); border-color: var(--lime); }
.card-index { font: 600 10px "Manrope"; letter-spacing: .15em; opacity: .55; }
.card-icon { margin: auto 0 30px; font: 400 68px/1 monospace; color: var(--cyan); }
.feature .card-icon { font-size: 90px; }
.dark .card-icon, .lime .card-icon { color: currentColor; }
.coverage-card h3 { margin: 0 0 12px; font: 600 clamp(24px, 2.2vw, 34px)/1.1 "Manrope"; letter-spacing: -.04em; }
.coverage-card p { margin: 0; color: var(--muted); line-height: 1.58; font-size: 14px; }
.dark p { color: rgba(255,255,255,.6); }
.lime p { color: rgba(7,22,41,.7); }
.coverage-card ul { list-style: none; padding: 25px 0 0; margin: 24px 0 0; border-top: 1px solid rgba(7,22,41,.14); }
.coverage-card li { padding: 8px 0 8px 18px; position: relative; font-size: 13px; }
.coverage-card li::before { content: "+"; position: absolute; left: 0; color: var(--cyan); font-weight: 700; }
.fit { overflow: hidden; background: var(--paper); }
.fit-copy { max-width: 900px; }
.fit h2 { margin-top: 24px; }
.ticker-wrap { margin: 90px calc(clamp(22px, 8vw, 130px) * -1) 80px; overflow: hidden; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); padding: 20px 0; transform: rotate(-1.5deg); background: var(--cyan); color: var(--navy); }
.ticker { display: flex; width: max-content; gap: 30px; align-items: center; animation: ticker 32s linear infinite; font: 700 16px "Manrope"; letter-spacing: .08em; }
.ticker i { color: var(--lime); font-style: normal; }
@keyframes ticker { to { transform: translateX(-50%); } }
.fit-grid { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid var(--line); }
.fit-item { padding: 30px 28px 0 0; border-right: 1px solid var(--line); min-height: 250px; }
.fit-item:not(:first-child) { padding-left: 28px; }
.fit-item:last-child { border-right: 0; }
.fit-item > span { color: var(--cyan); font: 700 11px "Manrope"; }
.fit-item h3 { margin: 35px 0 10px; font: 700 22px "Manrope"; letter-spacing: -.03em; }
.fit-item p { margin: 0; color: var(--muted); font-size: 14px; line-height: 1.6; }
.method { background: var(--navy); color: white; padding: clamp(90px, 12vw, 170px) clamp(22px, 8vw, 130px); position: relative; overflow: hidden; }
.method::after { content: ""; position: absolute; inset: 0; background: linear-gradient(115deg, rgba(44,169,210,.18), transparent 38%), linear-gradient(180deg, transparent, rgba(0,0,0,.18)); pointer-events: none; }
.method-inner { position: relative; z-index: 1; }
.method .section-kicker { color: var(--cyan); }
.broker-layout { display: grid; grid-template-columns: 1.05fr .95fr; gap: clamp(36px, 7vw, 96px); align-items: end; margin-top: 24px; }
.method h2 { max-width: 960px; margin: 0 0 34px; font: 600 clamp(48px, 6.5vw, 94px)/.98 "Manrope"; letter-spacing: -.06em; }
.method-lead { max-width: 690px; margin: 0; font-size: 19px; line-height: 1.65; color: rgba(255,255,255,.68); }
.broker-panel { display: grid; gap: 18px; padding: clamp(24px, 3vw, 38px); border: 1px solid rgba(255,255,255,.16); border-radius: 8px; background: rgba(255,255,255,.06); box-shadow: 0 35px 90px rgba(0,0,0,.22); backdrop-filter: blur(18px); }
.broker-panel div { display: grid; gap: 9px; }
.broker-panel span, .footer-contact span, .footer-address span { color: var(--cyan); font: 700 11px "Manrope"; letter-spacing: .16em; text-transform: uppercase; }
.broker-panel strong { font: 700 clamp(18px, 2vw, 28px)/1.15 "Manrope"; letter-spacing: -.03em; }
.broker-panel i { display: block; width: 1px; height: 42px; margin-left: 9px; background: linear-gradient(var(--lime), rgba(155,209,36,0)); }
.broker-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; margin-top: clamp(60px, 8vw, 104px); background: rgba(255,255,255,.14); border: 1px solid rgba(255,255,255,.14); }
.broker-card { min-height: 260px; padding: 26px; background: rgba(7,22,41,.82); }
.broker-card span { color: var(--lime); font: 700 11px "Manrope"; }
.broker-card h3 { margin: 48px 0 12px; font: 700 23px/1.1 "Manrope"; letter-spacing: -.035em; }
.broker-card p { margin: 0; color: rgba(255,255,255,.62); font-size: 14px; line-height: 1.62; }
.faq { display: grid; grid-template-columns: .72fr 1.28fr; gap: clamp(42px, 8vw, 112px); background: var(--paper); border-top: 1px solid var(--line); }
.faq-intro { position: sticky; top: 110px; align-self: start; }
.faq h2 { margin: 24px 0 18px; font: 600 clamp(34px, 4vw, 58px)/1.03 "Manrope"; letter-spacing: -.055em; }
.faq-intro p { margin: 0; color: var(--muted); line-height: 1.7; font-size: 16px; }
.faq-list { border-top: 1px solid var(--line); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary { display: flex; justify-content: space-between; gap: 24px; align-items: center; padding: 26px 0; cursor: pointer; list-style: none; font: 700 clamp(20px, 2vw, 29px)/1.18 "Manrope"; letter-spacing: -.035em; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; flex: none; width: 32px; height: 32px; display: grid; place-items: center; border: 1px solid var(--line); border-radius: 50%; color: var(--cyan); font: 500 20px/1 "Manrope"; transition: transform .25s, color .25s, border-color .25s; }
.faq-list details[open] summary::after { content: "−"; color: var(--navy); border-color: var(--cyan); transform: rotate(180deg); }
.faq-list p { max-width: 800px; margin: -8px 64px 28px 0; color: var(--muted); font-size: 16px; line-height: 1.72; }
.guide-strip { display: grid; grid-template-columns: .85fr 1.15fr; gap: clamp(38px, 8vw, 110px); background: white; border-top: 1px solid var(--line); }
.guide-strip h2 { margin: 24px 0 0; font: 600 clamp(36px, 4.4vw, 66px)/1.02 "Manrope"; letter-spacing: -.055em; }
.guide-strip-links { display: grid; align-content: center; border-top: 1px solid var(--line); }
.guide-strip-links a { display: flex; justify-content: space-between; gap: 24px; padding: 18px 0; border-bottom: 1px solid var(--line); color: var(--ink); font: 700 clamp(18px, 1.7vw, 25px)/1.18 "Manrope"; letter-spacing: -.03em; }
.guide-strip-links a:hover { color: var(--cyan); }
.guide-strip-links .guide-all { color: var(--cyan); font-size: 16px; }
.contact { display: grid; grid-template-columns: .8fr 1.2fr; gap: 9vw; background: white; }
.contact h2 { margin: 24px 0; font-size: clamp(42px, 4.5vw, 68px); }
.contact-intro > p { color: var(--muted); line-height: 1.65; max-width: 490px; }
.contact-direct { display: grid; gap: 9px; margin-top: 42px; font-size: 14px; }
.contact-direct a { width: max-content; border-bottom: 1px solid var(--cyan); }
.lead-form { padding: clamp(28px, 4vw, 55px); border-radius: 8px; background: var(--navy); color: white; display: grid; gap: 24px; border: 1px solid rgba(44,169,210,.32); box-shadow: 0 30px 80px rgba(7,22,41,.14); position: relative; overflow: hidden; }
.lead-form::before { content: ""; position: absolute; inset: 0; background-image: linear-gradient(rgba(255,255,255,.035) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.035) 1px, transparent 1px); background-size: 34px 34px; mask-image: linear-gradient(to bottom, black, transparent 55%); pointer-events: none; }
.lead-form > * { position: relative; z-index: 1; }
.bot-field { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form-head { display: flex; justify-content: space-between; gap: 20px; align-items: center; padding-bottom: 18px; border-bottom: 1px solid rgba(255,255,255,.14); }
.form-head span { color: var(--lime); font: 700 11px "Manrope"; letter-spacing: .16em; text-transform: uppercase; }
.form-head strong { font: 700 22px "Manrope"; letter-spacing: -.03em; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.lead-form label { display: grid; gap: 9px; color: rgba(255,255,255,.68); font-size: 11px; letter-spacing: .04em; }
.lead-form input, .lead-form textarea, .lead-form select { width: 100%; border: 1px solid rgba(255,255,255,.14); border-radius: 8px; outline: 0; background: rgba(255,255,255,.075); color: white; padding: 14px 15px; font-size: 15px; transition: border .2s, background .2s; }
.lead-form select { color-scheme: dark; appearance: none; background-image: linear-gradient(45deg, transparent 50%, var(--lime) 50%), linear-gradient(135deg, var(--lime) 50%, transparent 50%); background-position: calc(100% - 20px) 52%, calc(100% - 14px) 52%; background-size: 6px 6px, 6px 6px; background-repeat: no-repeat; padding-right: 42px; }
.lead-form select option { background: #10233a; color: white; }
.lead-form textarea { resize: vertical; min-height: 88px; }
.lead-form input:focus, .lead-form textarea:focus, .lead-form select:focus { border-color: var(--cyan); background: rgba(44,169,210,.12); }
.precontract-note { display: flex; justify-content: space-between; gap: 18px; padding: 15px 16px; border: 1px solid rgba(155,209,36,.28); border-radius: 8px; background: rgba(155,209,36,.08); align-items: center; }
.precontract-note span { color: var(--lime); font: 700 11px "Manrope"; letter-spacing: .14em; text-transform: uppercase; white-space: nowrap; }
.precontract-note a { color: white; font-weight: 700; font-size: 14px; text-decoration: underline; text-decoration-color: rgba(155,209,36,.6); text-underline-offset: 4px; }
.lead-form .check { display: grid; grid-template-columns: 18px 1fr; gap: 10px; line-height: 1.45; letter-spacing: 0; }
.check input { width: 16px; height: 16px; accent-color: var(--lime); }
.check a { color: var(--cyan); text-decoration: underline; }
.submit-button { justify-self: start; margin-top: 4px; }
.form-status { margin: -10px 0 0; min-height: 20px; color: var(--cyan-soft); font-size: 13px; }
.site-footer { background: #132d4a; color: white; padding: 76px clamp(22px, 8vw, 130px) 28px; }
.footer-top { display: flex; justify-content: space-between; align-items: flex-end; padding-bottom: 60px; border-bottom: 1px solid rgba(255,255,255,.12); }
.footer-brand { width: clamp(190px, 18vw, 250px); padding: 9px 12px; }
.footer-top > p { margin: 0; max-width: 520px; text-align: right; color: rgba(255,255,255,.7); font: 500 21px/1.35 "Manrope"; }
.footer-main { display: grid; grid-template-columns: 1fr .75fr 1.15fr; gap: clamp(34px, 5vw, 64px); padding: 58px 0; }
.footer-company h2 { margin: 0 0 22px; color: white; font: 500 clamp(36px, 4.4vw, 64px)/1.05 "Manrope"; letter-spacing: -.04em; }
.footer-company p { margin: 0 0 11px; color: rgba(255,255,255,.75); font-size: 17px; line-height: 1.5; }
.footer-address { display: grid; gap: 13px; font-style: normal; }
.footer-address strong { margin-bottom: 18px; font: 500 22px/1.38 "Manrope"; color: rgba(255,255,255,.92); }
.footer-contact { display: grid; align-content: start; gap: 13px; }
.footer-contact a { color: rgba(255,255,255,.86); font-size: 17px; line-height: 1.35; overflow-wrap: normal; word-break: normal; }
.footer-contact a:hover, .footer-compliance a:hover { color: var(--cyan); }
.footer-compliance { display: grid; grid-template-columns: 1.15fr .85fr; gap: 40px; padding: 30px 0; border-top: 1px solid rgba(255,255,255,.12); border-bottom: 1px solid rgba(255,255,255,.12); }
.footer-compliance p { margin: 0; max-width: 850px; color: rgba(255,255,255,.72); font-size: 18px; line-height: 1.65; }
.footer-compliance nav { display: flex; justify-content: flex-end; align-items: start; gap: 20px; flex-wrap: wrap; }
.footer-compliance a { color: rgba(255,255,255,.56); font-size: 12px; }
.footer-cookie-button { border: 0; padding: 0; background: transparent; color: rgba(255,255,255,.56); font: inherit; font-size: 12px; cursor: pointer; }
.footer-cookie-button:hover { color: var(--cyan); }
.footer-bottom { padding-top: 24px; }
.footer-bottom p { margin: 0; color: rgba(255,255,255,.64); font-size: 14px; line-height: 1.55; }
.cookie-banner { position: fixed; z-index: 200; left: clamp(16px, 3vw, 34px); right: clamp(16px, 3vw, 34px); bottom: clamp(16px, 3vw, 34px); display: grid; grid-template-columns: 1fr auto; gap: 26px; padding: 24px; border: 1px solid rgba(255,255,255,.14); border-radius: 8px; background: rgba(7,22,41,.96); color: white; box-shadow: 0 28px 90px rgba(0,0,0,.35); backdrop-filter: blur(18px); }
.cookie-banner[hidden], .cookie-preferences[hidden] { display: none; }
.cookie-copy span { color: var(--lime); font: 700 11px "Manrope"; letter-spacing: .16em; text-transform: uppercase; }
.cookie-copy h2 { margin: 8px 0 8px; font: 700 clamp(21px, 2vw, 30px)/1.08 "Manrope"; letter-spacing: -.035em; }
.cookie-copy p { margin: 0; max-width: 760px; color: rgba(255,255,255,.68); font-size: 14px; line-height: 1.55; }
.cookie-copy a { display: inline-flex; margin-top: 12px; color: var(--cyan); font-size: 13px; text-decoration: underline; text-underline-offset: 4px; }
.cookie-actions { display: flex; align-items: center; justify-content: flex-end; gap: 10px; flex-wrap: wrap; min-width: 330px; }
.button-cookie { min-height: 44px; padding: 0 18px; font-size: 13px; gap: 0; }
.button-secondary { min-height: 44px; padding: 0 16px; border: 1px solid rgba(255,255,255,.18); border-radius: 999px; background: transparent; color: white; font-weight: 700; cursor: pointer; }
.button-secondary:hover { border-color: var(--cyan); color: var(--cyan); }
.button-secondary.is-hidden { display: none; }
.cookie-preferences { grid-column: 1 / -1; display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; padding-top: 18px; border-top: 1px solid rgba(255,255,255,.12); }
.cookie-preferences label { display: grid; grid-template-columns: 18px 1fr; gap: 10px; padding: 13px; border: 1px solid rgba(255,255,255,.14); border-radius: 8px; background: rgba(255,255,255,.055); font-weight: 700; }
.cookie-preferences input { width: 16px; height: 16px; accent-color: var(--lime); }
.cookie-preferences small { display: block; grid-column: 2; color: rgba(255,255,255,.55); font-weight: 500; line-height: 1.35; }
.legal-page { background: var(--paper); color: var(--ink); }
.legal-header { position: static; height: auto; min-height: 86px; color: white; background: var(--navy); }
.legal-main { padding: clamp(90px, 10vw, 140px) clamp(22px, 8vw, 130px); }
.legal-hero { max-width: 980px; margin-bottom: 60px; }
.legal-hero .section-kicker { margin-bottom: 22px; }
.legal-hero h1 { margin: 0 0 22px; font: 600 clamp(48px, 7vw, 92px)/.98 "Manrope"; letter-spacing: -.06em; }
.legal-hero p { max-width: 760px; margin: 0; color: var(--muted); font-size: 18px; line-height: 1.65; }
.legal-content { display: grid; gap: 26px; max-width: 980px; }
.legal-card { padding: clamp(24px, 4vw, 44px); border: 1px solid var(--line); border-radius: 8px; background: white; }
.legal-card h2 { margin: 0 0 16px; font: 700 clamp(25px, 3vw, 38px)/1.1 "Manrope"; letter-spacing: -.04em; }
.legal-card h3 { margin: 24px 0 10px; font: 700 19px "Manrope"; }
.legal-card p, .legal-card li { color: var(--muted); font-size: 15px; line-height: 1.7; }
.legal-card p:last-child { margin-bottom: 0; }
.legal-card a { color: var(--cyan); text-decoration: underline; text-underline-offset: 4px; }
.legal-card ul { margin: 12px 0 0; padding-left: 20px; }
.legal-note { border-color: rgba(155,209,36,.45); background: #f7fbef; }
.guide-page, .article-page { background: var(--paper); color: var(--ink); }
.guide-main, .article-main { padding: clamp(80px, 10vw, 140px) clamp(22px, 8vw, 130px); }
.guide-hero, .article-hero { max-width: 1050px; margin-bottom: 58px; }
.guide-hero h1, .article-hero h1 { margin: 24px 0; font: 600 clamp(48px, 6.8vw, 96px)/.98 "Manrope"; letter-spacing: -.06em; }
.guide-hero p, .article-hero p { max-width: 790px; color: var(--muted); font-size: clamp(18px, 1.7vw, 23px); line-height: 1.62; }
.guide-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px; }
.guide-card { min-height: 330px; padding: 28px; border: 1px solid var(--line); border-radius: var(--radius); background: white; display: flex; flex-direction: column; }
.guide-card span { color: var(--cyan); font: 700 11px "Manrope"; letter-spacing: .16em; }
.guide-card h2 { margin: auto 0 16px; font: 700 clamp(26px, 2.8vw, 42px)/1.02 "Manrope"; letter-spacing: -.05em; }
.guide-card h2 a:hover { color: var(--cyan); }
.guide-card p { margin: 0; color: var(--muted); line-height: 1.62; font-size: 15px; }
.guide-cta, .article-cta { display: grid; grid-template-columns: 1fr auto; gap: 28px; align-items: center; margin-top: 52px; padding: clamp(26px, 4vw, 46px); border-radius: var(--radius); background: var(--navy); color: white; overflow: hidden; position: relative; }
.guide-cta::before, .article-cta::before { content: ""; position: absolute; inset: 0; background-image: linear-gradient(rgba(255,255,255,.04) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.04) 1px, transparent 1px); background-size: 44px 44px; mask-image: linear-gradient(90deg, black, transparent 70%); pointer-events: none; }
.guide-cta > *, .article-cta > * { position: relative; z-index: 1; }
.guide-cta span { color: var(--lime); font: 700 11px "Manrope"; letter-spacing: .16em; text-transform: uppercase; }
.guide-cta h2, .article-cta h2 { margin: 10px 0; max-width: 780px; font: 700 clamp(28px, 3.4vw, 48px)/1.04 "Manrope"; letter-spacing: -.05em; }
.guide-cta p, .article-cta p { margin: 0; max-width: 680px; color: rgba(255,255,255,.68); line-height: 1.62; }
.breadcrumb { display: flex; gap: 10px; align-items: center; margin-bottom: 34px; color: var(--muted); font-size: 13px; }
.breadcrumb a { color: var(--cyan); }
.article-content { max-width: 920px; margin: 0 auto; }
.article-meta { color: var(--muted); font-size: 13px; margin-top: 20px; }
.article-content > p, .article-content li { color: #40515d; font-size: 18px; line-height: 1.78; }
.article-content h2 { margin: 52px 0 16px; font: 700 clamp(28px, 3vw, 44px)/1.08 "Manrope"; letter-spacing: -.045em; }
.article-content ul { margin: 18px 0 0; padding-left: 22px; }
.article-content li { margin-bottom: 10px; }
.article-note { margin: 42px 0; padding: 24px; border-left: 4px solid var(--lime); background: white; box-shadow: 0 24px 70px rgba(7,22,41,.07); }
.article-note strong { color: var(--navy); font: 800 13px "Manrope"; letter-spacing: .12em; text-transform: uppercase; }
.article-note p { margin: 10px 0 0; color: var(--muted); line-height: 1.7; }
.legal-table-wrap { overflow-x: auto; }
.legal-table { width: 100%; border-collapse: collapse; min-width: 760px; }
.legal-table th, .legal-table td { padding: 15px 14px; border: 1px solid var(--line); text-align: left; vertical-align: top; font-size: 14px; line-height: 1.55; }
.legal-table th { background: var(--navy); color: white; font: 700 12px "Manrope"; letter-spacing: .08em; text-transform: uppercase; }
.legal-table td { color: var(--muted); }
.thanks-page { min-height: 100svh; background: var(--navy); color: white; overflow-x: hidden; }
.thanks-header { background: transparent; }
.thanks-hero { min-height: 100svh; position: relative; display: flex; align-items: center; overflow: hidden; padding: 112px clamp(22px, 8vw, 130px) 52px; background: var(--navy); }
.thanks-hero::after { content: ""; position: absolute; inset: auto 0 0; height: 38%; background: linear-gradient(transparent, rgba(7,22,41,.9)); pointer-events: none; }
.thanks-content { position: relative; z-index: 2; max-width: 1120px; }
.thanks-content h1 { max-width: 1080px; margin: 22px 0 24px; font: 600 clamp(46px, 6.2vw, 88px)/.98 "Manrope"; letter-spacing: -.06em; }
.thanks-content h1 em { color: var(--cyan); font-style: normal; }
.thanks-content p { max-width: 760px; margin: 0; color: rgba(255,255,255,.72); font-size: clamp(18px, 1.7vw, 24px); line-height: 1.55; }
.thanks-downloads { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; width: min(100%, 980px); margin-top: 34px; }
.download-card { display: grid; align-content: start; gap: 14px; min-height: 250px; padding: 24px; border: 1px solid rgba(255,255,255,.14); border-radius: 26px; background: linear-gradient(145deg, rgba(255,255,255,.11), rgba(255,255,255,.045)); box-shadow: 0 28px 80px rgba(0,0,0,.18); backdrop-filter: blur(18px); }
.download-label { color: var(--lime); font: 800 10px/1 "Manrope"; letter-spacing: .18em; text-transform: uppercase; }
.download-card h2 { margin: 0; color: white; font: 700 clamp(25px, 2.6vw, 38px)/1 "Manrope"; letter-spacing: -.045em; }
.download-card p { max-width: none; font-size: 15px; line-height: 1.62; color: rgba(255,255,255,.68); }
.download-card p a { color: var(--lime); text-decoration: underline; text-underline-offset: 4px; }
.download-button { justify-self: start; margin-top: auto; min-height: 50px; background: linear-gradient(135deg, var(--lime), #b7ef3e); box-shadow: 0 20px 52px rgba(155,209,36,.24); }
.thanks-actions { display: flex; align-items: center; gap: 28px; margin-top: 34px; }
.thanks-proof { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; width: min(100%, 980px); margin-top: 48px; border: 1px solid rgba(255,255,255,.14); background: rgba(255,255,255,.14); }
.thanks-proof div { display: grid; gap: 24px; min-height: 132px; padding: 22px; background: rgba(7,22,41,.62); backdrop-filter: blur(14px); }
.thanks-proof strong { color: var(--lime); font: 700 11px "Manrope"; }
.thanks-proof span { color: rgba(255,255,255,.84); font: 700 clamp(18px, 1.8vw, 27px)/1.14 "Manrope"; letter-spacing: -.03em; }
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s cubic-bezier(.2,.75,.2,1); }
.reveal.visible { opacity: 1; transform: none; }

@media (max-width: 980px) {
  .desktop-nav { display: none; }
  .intro-layout, .coverage-heading, .contact, .faq, .guide-strip, .guide-cta, .article-cta { grid-template-columns: 1fr; gap: 45px; }
  .risk-sticky { grid-template-columns: 1fr; }
  .risk-copy { position: relative; z-index: 2; align-self: start; padding: 110px 7vw 20px; background: linear-gradient(var(--navy) 70%, transparent); }
  .risk-copy h2 { margin-bottom: 20px; font-size: clamp(36px, 7vw, 62px); }
  .risk-step { display: none; }
  .risk-step.active { display: grid; }
  .risk-visual { position: absolute; inset: 35% 0 0; }
  .coverage-grid { grid-template-columns: 1fr 1fr; }
  .coverage-card.feature { grid-row: span 1; min-height: 420px; grid-column: span 2; }
  .fit-grid { grid-template-columns: 1fr 1fr; }
  .fit-item:nth-child(2) { border-right: 0; }
  .fit-item:nth-child(n+3) { border-top: 1px solid var(--line); }
  .broker-layout, .footer-main, .footer-compliance { grid-template-columns: 1fr; }
  .broker-grid { grid-template-columns: 1fr 1fr; }
  .faq-intro { position: static; }
  .guide-grid { grid-template-columns: 1fr; }
  .method-lead { margin-left: 18%; }
  .footer-top > p { text-align: left; }
  .footer-compliance nav { justify-content: flex-start; }
}

@media (max-width: 640px) {
  .site-header { height: 72px; padding: 0 18px; }
  .site-header .button-small { font-size: 0; width: 42px; padding: 0; gap: 0; }
  .site-header .button-small::after { content: "↗"; font-size: 17px; }
  .brand strong { font-size: 19px; }
  .brand small { font-size: 8px; }
  .brand-mark { width: 27px; height: 32px; }
  .logo-brand { width: 134px; padding: 6px 8px; }
  .hero { padding: 110px 22px 55px; align-items: flex-start; }
  .hero h1 { font-size: clamp(43px, 13vw, 62px); margin-top: 22px; }
  .hero-copy { font-size: 16px; }
  .hero-actions { align-items: stretch; flex-direction: column; gap: 12px; }
  .text-link { align-self: flex-start; }
  .hero-proof { display: grid; grid-template-columns: 1fr; gap: 17px; margin-top: 38px; padding-top: 22px; }
  .hero-proof span { font-size: 17px; }
  .scroll-cue { display: none; }
  .section-pad { padding: 84px 22px; }
  .intro h2, .coverage h2, .fit h2, .contact h2 { font-size: 39px; }
  .intro-copy { padding-left: 20px; font-size: 15px; }
  .risk-story { height: 240vh; }
  .risk-sticky { min-height: 640px; }
  .risk-copy { padding: 92px 22px 20px; }
  .risk-visual { inset: 42% 0 0; }
  .browser-card { width: 83%; }
  .code-lines { padding: 35px 28px; gap: 12px; }
  .error-line { left: 15px; right: 15px; bottom: 15px; }
  .risk-label { padding: 9px 10px; }
  .label-bug { left: 4%; }
  .label-loss { right: 3%; }
  .coverage-heading { margin-bottom: 38px; }
  .coverage-grid { grid-template-columns: 1fr; }
  .coverage-card.feature { grid-column: auto; min-height: 460px; }
  .coverage-card { min-height: 300px; }
  .ticker-wrap { margin-top: 60px; margin-bottom: 55px; }
  .fit-grid { grid-template-columns: 1fr; }
  .fit-item, .fit-item:not(:first-child) { padding: 24px 0; border-right: 0; border-top: 1px solid var(--line); min-height: 0; }
  .fit-item h3 { margin-top: 18px; }
  .method { padding: 84px 22px; }
  .method h2 { font-size: 43px; }
  .method-lead { margin: 0; font-size: 16px; }
  .broker-layout { gap: 34px; }
  .broker-panel { padding: 22px; }
  .broker-grid { grid-template-columns: 1fr; }
  .broker-card { min-height: 0; padding: 24px 20px; }
  .broker-card h3 { margin-top: 24px; }
  .faq h2 { font-size: 37px; }
  .faq-list summary { padding: 22px 0; font-size: 20px; }
  .faq-list p { margin-right: 0; font-size: 15px; }
  .guide-main, .article-main { padding: 70px 22px; }
  .guide-hero h1, .article-hero h1 { font-size: clamp(42px, 12vw, 62px); }
  .guide-card { min-height: 260px; padding: 24px; }
  .article-content > p, .article-content li { font-size: 16px; }
  .article-content h2 { margin-top: 42px; }
  .form-row { grid-template-columns: 1fr; }
  .lead-form { padding: 28px 20px; }
  .form-head { align-items: flex-start; flex-direction: column; gap: 8px; }
  .precontract-note { align-items: flex-start; flex-direction: column; gap: 7px; }
  .footer-top { align-items: flex-start; flex-direction: column; gap: 35px; }
  .footer-top > p { text-align: left; }
  .footer-main { padding: 42px 0; }
  .footer-company h2 { font-size: 35px; }
  .footer-company p, .footer-contact a, .footer-compliance p { font-size: 15px; }
  .footer-address strong { font-size: 18px; }
  .footer-bottom { align-items: flex-start; flex-direction: column; }
  .cookie-banner { grid-template-columns: 1fr; padding: 20px; max-height: calc(100svh - 32px); overflow: auto; }
  .cookie-actions { justify-content: stretch; min-width: 0; }
  .cookie-actions button { flex: 1 1 140px; }
  .cookie-preferences { grid-template-columns: 1fr; }
  .legal-header { min-height: 72px; }
  .legal-main { padding: 70px 22px; }
  .legal-hero h1 { font-size: 43px; }
  .thanks-hero { align-items: flex-start; padding: 110px 22px 52px; }
  .thanks-content h1 { font-size: clamp(44px, 13vw, 64px); }
  .thanks-downloads { grid-template-columns: 1fr; }
  .download-card { min-height: 0; padding: 22px; }
  .thanks-actions { align-items: stretch; flex-direction: column; gap: 13px; }
  .thanks-actions .text-link { align-self: flex-start; }
  .thanks-proof { grid-template-columns: 1fr; margin-top: 44px; }
  .thanks-proof div { min-height: 0; gap: 18px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .reveal { opacity: 1; transform: none; }
  #flock { display: none; }
}